A unified origination, servicing, and collections platform built from the ground up for Indian NBFCs and MFIs. One engine that handles everything from loan application to collection, across every loan product you run.
Finpage is not a single feature — it's the full stack. Click through to see what each layer does.
Finpage captures every borrower journey — mobile-first for field officers, web-first for branches, and connected through integration APIs for partners. Digital KYC, document capture, and eligibility checks all run inline.
Aadhaar, PAN, CKYC, video KYC — all integrated with sub-3-second verification.
OCR + ICR automatically extracts data from KYC forms, bank statements, and income proofs.
Field officer visits are GPS-locked and time-stamped for audit and fraud prevention.
JLG-native workflows: center meetings, group attendance, joint liability tracking.
The platform lets your credit team encode policy as rules — not code. Eligibility checks, scoring, exception handling, and approval routing all run through a single decisioning engine with a full audit trail.
Rules evaluate in under 100ms across hundreds of conditions and data points.
Every decision is logged with rule-level traceability — ready for RBI inspection.
FinRemit handles bank account validation, fund transfer orchestration, and reconciliation — so approved loans turn into disbursed loans in minutes, not days.
Penny-drop and IFSC validation ensures borrower accounts are live before disbursal.
For LAP and secured products — split disbursements with milestone-based triggers.
Auto-match bank statements against disbursed files with variance flagging.
RBI-aligned co-lending flows with automated partner share calculations.
Once a loan is live, servicing takes over: repayment schedules, EMIs, accounting, NACH mandates, foreclosures, top-ups, restructuring, and closure. All in one consolidated ledger.
Weekly, bi-weekly, monthly, bullet, step-up — any repayment pattern.
GAAP-compliant ledger with automatic journal postings for every loan event.
Handle mid-life loan changes without breaking audit continuity.
Mandate creation, presentation, bounce handling — fully integrated with NPCI.
FinCollect equips field teams with mobile tools for collections — route optimization, receipt generation, bucket-wise strategy, and real-time sync. Every rupee collected is traced from borrower to ledger.
Configurable SMA-0/1/2, NPA flows with escalation and allocation rules.
Offline-capable mobile app for collection agents with receipt printing and sync.
Every Finpage deployment ships with CIC reporting, audit logs, role-based access, data encryption, and audit-ready exports. When RBI asks, you have the answer.
Daily, weekly, and monthly submissions to CIBIL, Equifax, Experian, CRIF.
Encryption at rest and in transit, RBAC, IP whitelisting, audit logs.
Regulatory returns generated with a single click — no manual spreadsheet ops.
Hosted in AWS Mumbai. All data stays in India.
Finpage ships with production-grade connectors for the systems Indian lenders actually use. Your stack, already wired up.
Pick SaaS if you want speed. Pick on-premise if you need control. Either way, we run it with you.
Fully managed on AWS Mumbai. We handle infrastructure, backups, patches, and scaling. You focus on lending.
Deploy in your own data center or private cloud. Complete control over infrastructure, data, and networking — backed by our implementation team.
Every production deployment ships with the observability, reliability, and security tooling real lenders need. No add-ons, no shortcuts.
Zero-downtime upgrades with automatic failover in under 30 seconds. Primary database runs with continuous standby replication for instant recovery.
Continuous archival with recovery windows under 5 minutes. Automated daily snapshots retained 35 days. Cross-region disaster recovery.
Every request traced, every log aggregated, every metric monitored. Custom dashboards per lending portfolio and per business line.
Bank-grade encryption at rest and in transit. Customer data encrypted per-field. Quarterly penetration testing and key rotation. Aadhaar numbers stored only as secure hashed references.
Every component scales independently. Peak-load days just add more capacity, automatically. No pre-provisioning, no emergency upgrades.
Multi-stage quality gates from code to production. Feature flags and gradual rollouts for risky changes, so updates never disrupt live operations.
30 minutes. No slides. Our product team will walk you through the platform running against your exact use case.