Origination, management and collections on one rail — from the branch in Hubballi to the boardroom in Mumbai. RBI-aligned by construction, not by patchwork.
Field officers capture Aadhaar, PAN and voter ID on a phone. OCR extracts, fuzzy-matches and masks to UIDAI standard on the spot — with household consistency checks that flag what a human would miss.
FOIR, DSCR, turnover multiples, banking surrogates from Account Aggregator data, and LTV — computed in parallel, reconciled into a composite risk grade, governed by versioned credit policy with full override workflows.
eNACH mandates registered inline, sanction letters generated, penny-drop verified, funds out — with maker-checker controls at every irreversible step.
An early-warning engine scores the whole book nightly. DPD buckets update in real time, field routes are optimised around geofenced centers, and collections post straight into the ledger from the field.
Foreclosures, settlements, death-case workflows and write-off governance — all reconciled to the schedule, all retained to RBI's eight-year audit horizon.
Serving regulated lenders across microfinance, individual lending, MSME, LAP, gold and vehicle finance — since 2018, hosted in AWS Mumbai.
Finpage isn't a single product — it's a composable stack. Run the engines you need, from acquisition to collection to the people and systems behind them, on one ledger.
The flagship — origination, versioned credit decisioning and full-life servicing in one unified platform, for every loan product you run.
Cashless EMI collection over UPI AutoPay and eNACH with 100% auto-reconciliation — 50,000+ collections a day, zero manual tagging.
Grievance management and contact center — calls, tickets, IVR and RBI-compliant redressal workflows, tied to every loan account.
CKYC, Aadhaar e-KYC, PAN, video KYC and document OCR with PII masking — every identity verified before underwriting begins.
A white-labelled customer app — borrowers view loans, pay EMIs over UPI, download statements and NOCs, and raise service requests and grievances.
A mobile audit platform for field staff and audit teams — geo-tagged checklists, photo evidence, exception workflows and audit scoring.
Fully integrated ticketing across the platform — IT, ops, field and customer tickets in one queue, tied to the loan account, with SLAs and escalation.
A complete HRMS — employee lifecycle, geo-attendance, payroll and field-staff incentives computed straight from FinCollect and LOS performance.
Field intelligence on top of the officer app: GPS attendance, geofenced centers, verified visits and route analytics for every field team.
A standalone BI platform integrated with Finpage — portfolio dashboards, regulatory MIS and collections analytics on a dedicated warehouse.
Double-entry GL, daily interest accrual, IRAC NPA staging and RBI returns — the financial spine under the whole book.
Portfolio staging, bucket movement and collection efficiency — refreshed continuously, sliced by branch, product or officer.
This is one of five eligibility methods Finpage computes per application. Adjust the numbers — the verdict updates the way it would inside the LOS, against your versioned policy thresholds.
Standby replication and tested recovery, with portfolio queries that stay fast across crores of repayment rows.
Aadhaar numbers held in an isolated vault and referenced by token everywhere else, built to UIDAI circulars and the DPDP Act 2023.
Separate deployments and client-specific configuration. Your data never shares a table with anyone else's.
Document understanding and Q&A run under controls that keep borrower data inside your perimeter.
See Finpage on your own portfolio data. Book a 30-minute walkthrough — we\'ll configure it for your loan products.
NO CREDIT CARD · 30-MIN SESSION · INDIAN SUPPORT